Vocabulary Word Lists

Feb 13

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Building one’s vocabulary is important in life as it can support your future personal life, career and academically.

There are many ways in which a person can improve their vocabulary, these include reading books, listening intently in conversations, watching documentaries and academic programs and also utilizing vocabulary games.

The best methods for building a person’s vocabulary are reading and utilizing vocabulary games, the reason for this is that the person is kept engaged by something they enjoy. By following these methods a person will keep their concentration and will build their vocabulary without even realizing because they find the methods fun.

One of the best vocabulary games is vocabulary word lists. Some may not say this is a game as such but a lot of people find it fun to do and associate word lists with other word games.

So what are word lists?

A word list is where you have a group of words and their meaning and an example of how the word can be used in the correct context.

The person will take these groups of words and try to construct their own sentences on paper using the correct context.

Word lists help a person learn new words and understand the correct context in which the word should be used. Following this the fact that the person is using the word to write down their own sentences using these words means they stay in a person’s memory bank to be called on later on if needed.

Below is an example of a few word lists

Tentative

(Hesitant, uncertain)

“The young bird took its first tentative steps out of the nest”

Barbarous

(Viscous, brutal)

“The barbarous civilization was seen as inferior to the rest of the world”

If you are interested in building your vocabulary then why not take advantage of using word lists as they can be fun and really do help improve a person’s vocabulary.

A suggestion is to put aside at least thirty minutes a day to practice your word lists and once you have the understanding of a word and its context try using the word as much as possible in your daily life.

Business Loans

Jan 27

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Growing a business is a lot like raising a family. Initially all aspects of the children’s lives revolve around the parents, but a gradual separation allows the children to one day stand alone. Business finances are a lot like that.

If you’ve been in business for a little while, you’ve probably already taken out at least one business loan. The initial business loan probably came from family members or friends and was used as seed money. They chose to make the loan because of their relationship with you and their confidence in your plan.

If you haven’t gotten it yet, the next business loan will be startup money, and will likely be your first bank loan. Because your business hasn’t yet created its own credit history, your lender will decide whether to lend you the money based on two things: your business plan and your personal finances.

Starting a new business is exhausting and can swallow up its owner’s personal life. Many areas of life tend to get neglected during startup, but if you plan to get a startup business loan, you can’t afford to neglect your personal finances. Bill must be paid on time. Debts must be paid off. Your personal credit score must be excellent.

Once your business is underway, your next business loan should be a line of credit. By the time you make this application, the bank won’t be as interested in your personal finances as they are your business’ revenue and cash flow. Before you apply for your business line of credit, you need to have completely separated your personal finances from those of your business.

To see what the bank is going to see, you must pull a copy of your business credit report. Check first for errors; a recent study found that 30% of all credit reports contained errors serious enough for a bank to deny a personal or business loan. Correct any errors and if you see any negative entries, make every effort to clear them. This can’t be done overnight, so plan ahead and pull your credit report at least six months before applying for your business loan.